Final report: crop credit insurance systems
- San José (Costa Rica) 1984
- 342 p.
Agricultural risks have a negative impact in the development of the rural sector, and although farmers have traditional mechanisms to adjust to risks, such mechanisms proof useless because of the magnitude of the disasters. In those cases, insurance should be available to provide farmers a basic income and to allow them to return to production. Although insurance is recognized as an important component of an agricultural risk management strategy, it has not been appropriately managed to become self financed. In fact, because of its design, coverage of all risks and allowance to pay indemnities for partial losses, insurance has been too costly and hence it has required strong subsidies. On the other hand, it must be recognized that because of the complexity and the nature of the agricultural sector, insurance is difficult to manage. The awareness of these issues motivated IICA to undertake AID's proposal of a joint project to evaluate the feasibility of agricultural insurance. This report offers a background to the Agricultural Crop Credit Insurance Project, a description of the administrative and financial aspects of the project operation and a comprehensive analysis of the issues related with the viability and effects of crop insurance. It presents the hypothesis, methodology of research and provides its results and conclusions
SEGURO DE COSECHAS
RIESGO
CREDITO
PROYECTOS DE DESARROLLO
EXPLOTACION EN PEQUENA ESCALA
AMERICA LATINA
AGRICULTURA
AGRICULTURA
AGRICULTURA
AGRICULTURA
AGRICULTURA
AGRICULTURA
AGRICULTURA
AGRICULTURA
AGRICULTURA
AGRICULTURA
AGRICULTURA
AGRICULTURA
Agricultural risks have a negative impact in the development of the rural sector, and although farmers have traditional mechanisms to adjust to risks, such mechanisms proof useless because of the magnitude of the disasters. In those cases, insurance should be available to provide farmers a basic income and to allow them to return to production. Although insurance is recognized as an important component of an agricultural risk management strategy, it has not been appropriately managed to become self financed. In fact, because of its design, coverage of all risks and allowance to pay indemnities for partial losses, insurance has been too costly and hence it has required strong subsidies. On the other hand, it must be recognized that because of the complexity and the nature of the agricultural sector, insurance is difficult to manage. The awareness of these issues motivated IICA to undertake AID's proposal of a joint project to evaluate the feasibility of agricultural insurance. This report offers a background to the Agricultural Crop Credit Insurance Project, a description of the administrative and financial aspects of the project operation and a comprehensive analysis of the issues related with the viability and effects of crop insurance. It presents the hypothesis, methodology of research and provides its results and conclusions
SEGURO DE COSECHAS
RIESGO
CREDITO
PROYECTOS DE DESARROLLO
EXPLOTACION EN PEQUENA ESCALA
AMERICA LATINA
AGRICULTURA
AGRICULTURA
AGRICULTURA
AGRICULTURA
AGRICULTURA
AGRICULTURA
AGRICULTURA
AGRICULTURA
AGRICULTURA
AGRICULTURA
AGRICULTURA
AGRICULTURA